Applies to all services offered through Monse‑Heart’s core pillars: Healthcare Education, Media Ministry, and Finance & Legacy.

Monse‑Heart serves a diverse community — including individuals, families, caregivers, churches, ministries, faith-aligned businesses, and values-driven organizations. Our offerings are designed to support spiritual, educational, and practical growth. The following disclaimers outline the nature and limitations of our services.

1️⃣ Healthcare Education Pillar

Monse‑Heart offers webinars, coaching, and virtual assessments related to health, wellness, and caregiving for educational and spiritual enrichment only. These services are not a substitute for professional medical advice, diagnosis, or treatment.

You are encouraged to consult a licensed healthcare provider for any medical concerns. Our resources are intended to complement — not replace — your healthcare plan.

Monse‑Heart does not assume responsibility for outcomes resulting from the use or interpretation of health-related content. By participating, you agree that Monse‑Heart is not liable for any direct, indirect, incidental, or consequential damages, injury, or loss related to our services.

All health-related decisions are your responsibility.

2️⃣ Media Ministry Pillar

Monse‑Heart Media Ministry supports churches, ministries, mission-driven organizations, and faith-aligned businesses through creative strategy and digital communication services — including videos, guides, broadcasts, curricula, and websites.

All content must be:

We do not originate doctrinal content or assume responsibility for theological interpretation. Clients retain full ownership and accountability for all messaging and materials we help produce.

Our media tools are created exclusively for ministry projects, educational use, or approved work by faith-aligned businesses. They may not be resold, repurposed, or redistributed beyond the agreed scope without written consent.

3️⃣ Finance & Legacy Pillar

Monse‑Heart provides faith-informed financial education and legacy support through webinars, coaching, and curated resources. We are not licensed financial or tax advisors and do not provide legal, fiduciary, or investment advice.

When appropriate, clients may be connected to licensed third-party professionals — including financial advisors and tax consultants — who align with Monse‑Heart’s values. These professionals operate independently, and clients are free to work with the provider of their choice.

All financial decisions and actions are solely the responsibility of the client. Monse‑Heart’s role is to educate, support, and connect — not to direct or manage financial outcomes.